{"id":129642,"date":"2024-11-24T19:51:46","date_gmt":"2024-11-24T12:51:46","guid":{"rendered":"https:\/\/hotvideos24.online\/?p=129642"},"modified":"2024-11-24T19:51:46","modified_gmt":"2024-11-24T12:51:46","slug":"if-i-could-tell-all-retirees-1-thing-about-social-security-in-2025-id-say-to-do-this-before-you-claim-benefits","status":"publish","type":"post","link":"https:\/\/hotvideos24.online\/?p=129642","title":{"rendered":"If I Could Tell All Retirees 1 Thing About Social Security in 2025, I&#8217;d Say to Do This Before You Claim Benefits"},"content":{"rendered":"<p> <script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3711241968723425\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-fb+5w+4e-db+86\"\r\n     data-ad-client=\"ca-pub-3711241968723425\"\r\n     data-ad-slot=\"7910942971\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><br \/>\n<\/p>\n<div data-article-body=\"true\">\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">Is retirement on your radar? Maybe you&#8217;re even planning to permanently leave the world of work in the coming year. If so, congratulations! You&#8217;ve certainly earned the right to focus on yourself rather than your job.<\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">Before calling it quits and initiating your Social Security retirement payments in 2025, however, there&#8217;s one thing you&#8217;ll want to do &#8212; weigh the financial cost of claiming benefits now instead of waiting.<\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\"><em><strong>Are You Missing The Morning Scoop?<\/strong>\u00a0\u00a0<strong>Breakfast News<\/strong> delivers it all in a quick, Foolish, and free daily newsletter.\u00a0<a href=\"https:\/\/api.fool.com\/infotron\/infotrack\/click?apikey=35527423-a535-4519-a07f-20014582e03e&amp;impression=b6819634-4dcc-4935-b21c-e0693b5dd672&amp;url=https%3A%2F%2Fwww.fool.com%2Fmms%2Fmark%2Fe-sa-foolcom-breakfast-news%3Faid%3D11010%26source%3Disaeditxt0000999%26ftm_cam%3Dsa-breakfast-news%26ftm_veh%3Dtop_incontent_pitch_feed_yahoo%26ftm_pit%3D16932&amp;utm_source=yahoo-host-full&amp;utm_medium=feed&amp;utm_campaign=article&amp;referring_guid=92cf9522-af5b-4cdf-b5a0-6257713ee8d1\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Sign Up For Free \u00bb;elm:context_link;itc:0;sec:content-canvas\" class=\"link \"><span><strong>Sign Up For Free \u00bb<\/strong><\/span><\/a><\/em><\/p>\n<h2 class=\"col-body mb-4 text-xl font-bold md:text-2xl\">There&#8217;s a cost to not waiting<\/h2>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">You can begin receiving <a href=\"https:\/\/www.fool.com\/retirement\/social-security\/?utm_source=yahoo-host-full&amp;utm_medium=feed&amp;utm_campaign=article&amp;referring_guid=92cf9522-af5b-4cdf-b5a0-6257713ee8d1\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Social Security benefits;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Social Security benefits<\/a> as early as 62 years of age. However, you won&#8217;t be receiving as much money as you could be. Anyone waiting until their full retirement age (between 66 and 67, depending on birth year) will see bigger monthly checks.<\/p>\n<figure class=\"col-body mb-4\">\n<div class=\"relative\"><img alt=\"Social Security's full retirement age is either 66 or 67, depending on when you were born. \" loading=\"lazy\" width=\"880\" height=\"440\" decoding=\"async\" data-nimg=\"1\" class=\"rounded-lg\" style=\"color:transparent\" src=\"https:\/\/s.yimg.com\/ny\/api\/res\/1.2\/3kCnlCPhbBLcHIqEItHcPg--\/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTQ4MA--\/https:\/\/media.zenfs.com\/en\/motleyfool.com\/1a86b486836689112537d48d778b149e\"\/><button aria-label=\"View larger image\" class=\"group absolute bottom-3 right-3 size-10 md:size-[50px] lg:inset-0 lg:size-full lg:bg-transparent\" data-ylk=\"elm:expand;itc:1;sec:image-lightbox;slk:lightbox-open;\"><span class=\"absolute bottom-0 right-0 rounded-full bg-white p-3 opacity-100 shadow-elevation-3 transition-opacity duration-300 group-hover:block group-hover:opacity-100 md:p-[17px] lg:bottom-6 lg:right-6 lg:bg-white\/90 lg:p-5 lg:opacity-0 lg:shadow-none\"><svg viewbox=\"0 0 22 22\" aria-hidden=\"true\" class=\"size-4 lg:size-6\" width=\"22\" height=\"22\"><path d=\"M12.372.92c0-.506.41-.916.915-.916L21 0l-.004 7.712a.917.917 0 0 1-1.832 0V3.183l-6.827 6.828-1.349-1.348 6.828-6.828h-4.529a.915.915 0 0 1-.915-.915M1.835 17.816l6.828-6.828 1.349 1.349-6.829 6.827h4.529a.915.915 0 0 1 0 1.831L0 21l.004-7.713a.916.916 0 0 1 1.831 0z\"\/><\/svg><\/span><\/button><dialog aria-label=\"Modal Dialog\" aria-modal=\"true\" class=\"fixed inset-0 z-[4] size-full max-h-none max-w-none bg-white hidden\"\/><\/div><figcaption class=\"relative text-sm mt-1 pr-2.5\">\n<p>Image source: Motley Fool.<\/p>\n<\/figcaption><\/figure>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">The difference can be significant. Getting this four- or five-year head start on your benefits will permanently reduce your payments by as much as 25% to 30%, depending on your age.<\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">The penalty shrinks the closer you get to your full retirement age (FRA). For example, if you claim 12 months before reaching full retirement age, your monthly benefits are only reduced by 6 2\/3% of what your payments would be at FRA.<\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">Given that the average-sized Social Security check currently stands at just over $1,900, though, this potential difference still isn&#8217;t small change for most people. It can mean a few hundred dollars per month.<\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">That being said, you should also know that waiting until after you&#8217;ve reached your designated FRA makes your eventual payments even bigger. Anyone who waits to claim benefits until they&#8217;re 70 years old will see monthly payments between 15% and 25% bigger than they&#8217;d receive at their official full retirement age. The table below illustrates the stark financial difference between claiming early or delaying benefits.<\/p>\n<div class=\"col-body mb-2 overflow-auto\">\n<table class=\"min-w-full text-left leading-tight\">\n<thead>\n<tr>\n<th class=\"align-top\">\n<p class=\"mb-2 mr-2\">Birth Year<\/p>\n<\/th>\n<th class=\"align-top\">\n<p class=\"mb-2 mr-2\">Full Retirement Age<\/p>\n<\/th>\n<th class=\"align-top\">\n<p class=\"mb-2 mr-2\">Percentage of Full Benefit by Age at First Claim<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"align-top\"\/>\n<tr class=\"align-top\">\n<td>\n<p class=\"mb-2 mr-2\">1943-54<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">66<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">75<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">80<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">86 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">93 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">100<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">108<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">132<\/p>\n<\/td>\n<\/tr>\n<tr class=\"align-top\">\n<td>\n<p class=\"mb-2 mr-2\">1955<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">66, 2 mo.<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">74 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>6<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">79 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>6<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">85 <span class=\"font6\"><sup>5<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">92 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">98 <span class=\"font6\"><sup>8<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">106 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">130 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"align-top\">\n<td>\n<p class=\"mb-2 mr-2\">1956<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">66, 4 mo.<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">73 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">78 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">84 <span class=\"font6\"><sup>4<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">91 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">97 <span class=\"font6\"><sup>7<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">105 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">129 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"align-top\">\n<td>\n<p class=\"mb-2 mr-2\">1957<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">66, 6 mo.<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">72 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>2<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">77 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>2<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">83 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">90<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">96 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">104<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">128<\/p>\n<\/td>\n<\/tr>\n<tr class=\"align-top\">\n<td>\n<p class=\"mb-2 mr-2\">1958<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">66, 8 mo.<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">71 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">76 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">82 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">88 <span class=\"font6\"><sup>8<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">95 <span class=\"font6\"><sup>5<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">102 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">126 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"align-top\">\n<td>\n<p class=\"mb-2 mr-2\">1959<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">66, 10 mo.<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">70 <span class=\"font6\"><sup>5<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>6<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">75 <span class=\"font6\"><sup>5<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>6<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">81 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">87 <span class=\"font6\"><sup>7<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">94 <span class=\"font6\"><sup>4<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>9<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">101 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">125 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<\/tr>\n<tr class=\"align-top\">\n<td>\n<p class=\"mb-2 mr-2\">1960 and later<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">67<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">70<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">75<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">80<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">86 <span class=\"font6\"><sup>2<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">93 <span class=\"font6\"><sup>1<\/sup><\/span><span class=\"font5\">\u2044<\/span><span class=\"font7\"><sub>3<\/sub><\/span><\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">100<\/p>\n<\/td>\n<td>\n<p class=\"mb-2 mr-2\">124<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">Data source: Social Security Administration.<\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">Your marching orders, therefore, are to get in touch with the Social Security Administration &#8212; online, in person, or by phone &#8212; and compare all of your benefit options as they stand right now. You may find there&#8217;s good reason to continue working for at least another year. Or, you may earn there&#8217;s not enough upside to sticking with your job until you&#8217;re 70 years old.<\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">There&#8217;s no additional benefit in waiting to file once you&#8217;ve turned 70, by the way. In fact, there&#8217;s a bit of an incentive to do it as soon as possible after you turn 70 years old. The Social Security Administration only pays six months&#8217; worth of retroactive benefits. If you wait seven months or more to claim, you&#8217;re leaving money on the table that you can never get back.<\/p>\n<h2 class=\"col-body mb-4 text-xl font-bold md:text-2xl\">Don&#8217;t stop there<\/h2>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">Comparing your projected Social Security payments isn&#8217;t the only thing you&#8217;ll want to consider, of course, if you&#8217;ve not yet claimed but intend to do so soon. Other pre-retirement tasks include making sure you&#8217;ve got a convenient way to receive these direct deposit payments (no paper checks anymore!) and making sure the Social Security Administration&#8217;s information about your income history is correct. Errors are possible, even though you&#8217;ve paid Social Security taxes on this income as you earned it.<\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">Perhaps the most important chore to cross off your pre-retirement checklist, however, is updating or making a plan for your money once you do retire. Do you need a bunch of cash sitting in a low-interest checking account, or can you commit some of your money to higher-yielding money market funds that are still relatively liquid? Is your portfolio still too growth-oriented? If so, now&#8217;s the time to start reshaping it; much can happen to the market over the course of just a few months. You may also want to consider buying a <a href=\"https:\/\/www.fool.com\/retirement\/2024\/11\/20\/3-problems-with-medicare-advantage-plans-retirees\/?utm_source=yahoo-host-full&amp;utm_medium=feed&amp;utm_campaign=article&amp;referring_guid=92cf9522-af5b-4cdf-b5a0-6257713ee8d1\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:supplement to Medicare's coverage;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">supplement to Medicare&#8217;s coverage<\/a>\u00a0if you&#8217;re currently covered by a workplace health plan.<\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">Whatever your future holds, it&#8217;s never too soon to start doing some fact-finding and money-minded planning. Just knowing your numbers is half the battle.<\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">Managing your money effectively during retirement is the<em> other<\/em> half.<\/p>\n<h2 class=\"col-body mb-4 text-xl font-bold md:text-2xl\">The\u00a0$<span>22,924<\/span> Social Security bonus most retirees completely overlook<\/h2>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\">If you&#8217;re like most Americans, you&#8217;re a few years (or more) behind on your retirement savings. But a handful of little-known &#8220;Social Security secrets&#8221; could help ensure a boost in your retirement income. For example: one easy trick could pay you as much as\u00a0$<span>22,924<\/span> more&#8230; each year! Once you learn how to maximize your Social Security benefits, we think you could retire confidently with the peace of mind we&#8217;re all after. <a href=\"https:\/\/api.fool.com\/infotron\/infotrack\/click?apikey=35527423-a535-4519-a07f-20014582e03e&amp;impression=30e15cfd-938f-431a-ac1a-a68227ba3488&amp;url=https%3A%2F%2Fwww.fool.com%2Fmms%2Fmark%2Fe-sa-social-security%2F%3Faid%3D10953%26source%3Disaeditxt0010929%26ftm_cam%3Dsa-bbn-retirement%26ftm_pit%3D15127%26ftm_veh%3Darticle_pitch_feed_yahoo&amp;utm_source=yahoo-host-full&amp;utm_medium=feed&amp;utm_campaign=article&amp;referring_guid=92cf9522-af5b-4cdf-b5a0-6257713ee8d1\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Simply click here to discover how to learn more about these strategies.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Simply click here to discover how to learn more about these strategies.<\/a><\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\"><strong><a href=\"https:\/\/api.fool.com\/infotron\/infotrack\/click?apikey=35527423-a535-4519-a07f-20014582e03e&amp;impression=30e15cfd-938f-431a-ac1a-a68227ba3488&amp;url=https%3A%2F%2Fwww.fool.com%2Fmms%2Fmark%2Fe-sa-social-security%2F%3Faid%3D10953%26source%3Disaeditxt0010929%26ftm_cam%3Dsa-bbn-retirement%26ryr-ss-intro-report%26ftm_veh%3Darticle_pitch_feed_yahoo%26ftm_pit%3D15127&amp;utm_source=yahoo-host-full&amp;utm_medium=feed&amp;utm_campaign=article&amp;referring_guid=92cf9522-af5b-4cdf-b5a0-6257713ee8d1\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:View the &quot;Social Security secrets&quot; \u00bb;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">View the &#8220;Social Security secrets&#8221; \u00bb<\/a><\/strong><\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\"><em>The Motley Fool has a <a href=\"https:\/\/www.fool.com\/legal\/fool-disclosure-policy\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:disclosure policy;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">disclosure policy<\/a>.<\/em><\/p>\n<p class=\"col-body mb-4 text-lg md:leading-8 break-words min-w-0\"><a href=\"https:\/\/www.fool.com\/retirement\/2024\/11\/24\/if-i-could-tell-all-retirees-1-thing-about-social\/?utm_source=yahoo-host-full&amp;utm_medium=feed&amp;utm_campaign=article&amp;referring_guid=92cf9522-af5b-4cdf-b5a0-6257713ee8d1\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:If I Could Tell All Retirees 1 Thing About Social Security in 2025, I'd Say to Do This Before You Claim Benefits;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">If I Could Tell All Retirees 1 Thing About Social Security in 2025, I&#8217;d Say to Do This Before You Claim Benefits<\/a> was originally published by The Motley Fool<\/p>\n<\/div>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3711241968723425\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-fb+5w+4e-db+86\"\r\n     data-ad-client=\"ca-pub-3711241968723425\"\r\n     data-ad-slot=\"7910942971\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><br \/>\n<br \/><div data-type=\"_mgwidget\" data-widget-id=\"1660802\">\r\n<\/div>\r\n<script>(function(w,q){w[q]=w[q]||[];w[q].push([\"_mgc.load\"])})(window,\"_mgq\");\r\n<\/script>\r\n<br \/>\n<br \/><a href=\"https:\/\/www.yahoo.com\/finance\/news\/could-tell-retirees-1-thing-121100770.html\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is retirement on your radar? 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